Home Refinancing Kingsport TN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Allied Home Mortgage Capital Corporation
(432) 246-2126
505 East Center Street
Kings Port, TN
 
Citizen Bank
(423) 245-2265
101 E Main St
Kingsport, TN
 
Home Town Mortgage Group Inc
(423) 230-1900
2020 Meadowview Pkwy Ste 200
Kingsport, TN
 
Franklin American Mortgage Co
(423) 239-3983
161 Wendover Dr
Kingsport, TN
 
George Mason Mortgage LLC
(423) 722-0205
3121B Bristol Hwy
Johnson City, TN
 
Amsouth Bank
(423) 229-0140
415 Broad St
Kingsport, TN
 
Bank Of Tennessee
(423) 247-2200
301 E Center St
Kingsport, TN
 
Appalachian Community Federal C U
(423) 378-3778
460 W Center St
Kingsport, TN
 
Mortgage Access Corp
(423) 477-8111
5025 Bobby Hicks Hwy Ste 102
Johnson City, TN
 
American Mortgage Co Of Ky LLC
(423) 433-6320
110 E Mountcastle Drive Ste 4
Johnson City, TN
 
Opinion Corner
People in Tennessee shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 30%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 6%
It has not affected me: 40%
Other: 6%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 73%
I own my home outright: 0%
I have no idea: 20%
Other: 6%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 42%
I have tried but have not been successful: 21%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 57%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 14%
Source: Survey.com