Home Refinancing Lafayette LA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Coast Capital Inc
(337) 269-0388
720 Saint John Street
Lafayette, LA
 
Hometown Mortgage Company South Inc
(337) 993-2600
3411 Ambassador Caffery Pkwy
Lafayette, LA
 
First Magnus Financial Corp
(337) 269-6300
315 S College Rd Ste 287
Lafayette, LA
 
Home Mortgage Associates Inc
(318) 234-4663
900 South College Ste 206
Lafayette, LA
 
Home Bank
(337) 237-1960
503 Kaliste Saloom Road
Lafayette, LA
 
Fairway Independent Mortgage Corporation
(337) 984-9743
3861 Ambassador Caffery Pkwy
Lafayette, LA
 
Intertrust Mortgage LLC
(337) 289-1303
812 E Saint Mary Blvd
Lafayette, LA
 
American Mortgage Corp Of Lafayette
(337) 984-4600
143 Ridgeway Dr Ste 235
Lafayette, LA
 
Magnolia Mortgage Inc
(337) 983-2450
1228 Camellia Blvd Ste C
Lafayette, LA
 
Assurance Financial Group LLC
(337) 981-9322
1215 Camellia Blvd
Lafayette, LA
 
Opinion Corner
People in Louisiana shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 44%
Rent: 41%
Other: 13%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 53%
I have eliminated some of my expenses in order to keep my home: 7%
It has not affected me: 38%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 46%
I own my home outright: 23%
I have no idea: 30%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 30%
No: 40%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 16%
Source: Survey.com