Home Refinancing Lake Charles LA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Dunn Mortgage & Associates Inc.
(337) 310-1703
940 Ryan St
Lake Charles, LA
 
Capital One Na
(318) 494-3638
1 Lakeshore Drive
Lake Charles, LA
 
First Federal Bank Of Louisiana
(337) 433-3611
1135 Lake Shore Dr
Lake Charles, LA
 
Americare Investment Group Inc
(800) 806-0699
114 Florence Cir
Lake Charles, LA
 
Fidelity Home Mortgage Corporation
(337) 474-5355
8559 Gulf Hwy
Lake Charles, LA
 
Us Financial Group Inc
(337) 474-2352
217 W Prien Lake Rd
Lake Charles, LA
 
1st Mortgage LLC
(337) 478-4906
1591 W Prien Lake Rd
Lake Charles, LA
 
Baggett Inc
(337) 494-5626
313 Alamo St
St Charles, LA
 
Home Loan Corporation
(337) 479-0336
4510 Nelson Rd
Lake Charles, LA
 
Loanamerica Home Mortgage Inc
(337) 562-0533
706 E School St
Lake Charles, LA
 
Opinion Corner
People in Louisiana shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 44%
Rent: 41%
Other: 13%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 53%
I have eliminated some of my expenses in order to keep my home: 7%
It has not affected me: 38%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 46%
I own my home outright: 23%
I have no idea: 30%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 30%
No: 40%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 16%
Source: Survey.com