Home Refinancing Lakeland FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Citrus And Chemical Bank
(941) 519-2108
114 N Tennessee Ave Ste 304
Lakeland, FL
 
Wachovia Mortgage Corporation
(863) 499-6117
205 E Orange St
Lakeland, FL
 
Landmark Mortgage And Associates Inc
(863) 603-0999
110 E Pine St
Lakeland, FL
 
Bank Of America Na Charlotte
(863) 616-5334
331 S Florida Ave Fl 2
Lakeland, FL
 
Midflorida Federal Credit Union
(863) 802-0420
3008 South Florida Avenue
Lakeland, FL
 
Suntrust Bank
(863) 284-4682
210 South Florida Avenue
Lakeland, FL
 
Cornerstone Mortgage Srvs Of Central Fl
(863) 688-0600
256 N Kentucky Ave
Lakeland, FL
 
Countrywide Home Loans Inc
(863) 284-3740
103 S Florida Ave
Lakeland, FL
 
Allen And Company Mortgage Corp
(863) 682-3072
1401 South Florida Avenue
Lakeland, FL
 
Transland Financial Services Inc
(863) 648-4843
2225 E Edgewood Dr Ste 11
Lakeland, FL
 
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com