Home Refinancing Lansing MI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Michigan Credit Union League
(800) 262-6285
101 South Washington Square Suite 900
Lansing, MI
 
Michigan State Housing Dev Aut
(517) 373-8370
735 E Michigan Avenue
Lansing, MI
 
First Magnus Financial Corp
(517) 853-1250
3186 Pinetree Rd
Lansing, MI
 
Providence Mortgage Company
(517) 324-1800
500 North Homer Street
Lansing, MI
 
Flagstar Bank Fsb
(517) 316-9600
2510 Lake Lansing
Lansing, MI
 
Mich State Hospital Fin Auth
(517) 241-9500
100 West Washten Av Suite 2
Lansing, MI
 
Gibraltar Mortgage Corporation
(517) 886-9974
1020 S Creyts Rd
Lansing, MI
 
Grewal Mortgage Inc
(517) 393-3400
3120 Pinetree Rd
Lansing, MI
 
Indigo Financial Group Inc
(517) 351-0000
3400 Pinetree Rd Ste 104
Lansing, MI
 
Republic Bank
(517) 483-6700
2425 E.Grand River
Lansing, MI
 
Opinion Corner
People in Michigan shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 29%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 10%
I am living paycheck to paycheck: 30%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 41%
I have some equity in my home: 30%
I own my home outright: 19%
I have no idea: 8%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 34%
No: 31%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 46%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 20%
Source: Survey.com