Home Refinancing Las Cruces NM

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Citizens Bank Las Cruces
(505) 647-4145
505 S Main St
Las Cruces, NM
 
First Savings Bank Fsb
(800) 891-0116
2804 North Teleshor
Las Cruces, NM
 
Pioneer Bank
(505) 522-3300
1155 S Telshor Blvd Suite 100
Las Cruces, NM
 
Firstlight Federal Cr Un
(505) 526-4401
300 East Foster
Las Cruces, NM
 
State National Bank
(505) 521-6176
3800 E Lohman Ave
Las Cruces, NM
 
First National Bank
(505) 528-0403
2145 E Lohman Ave
Las Cruces, NM
 
Wells Fargo Bank Na
(505) 525-7401
500 S Main St
Las Cruces, NM
 
Bank Of The Rio Grande
(505) 525-8900
421 N Water St
Las Cruces, NM
 
First New Mexico Bank
(505) 556-3000
3000 E Lohman Avenue
Las Cruces, NM
 
Steinborn Mortgage Company LLC
(505) 521-3930
141 N Roadrunner Pkwy Ste 141
Las Cruces, NM
 
Opinion Corner
People in New Mexico shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 42%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 25%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 75%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 33%
I own my home outright: 33%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 75%
Source: Survey.com