Home Refinancing Lawrence KS

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ark-la-tex Financial Services LLC
(785) 749-3665
15427 254Th St
Lawrence, KS
 
Ad Astra Mortgage Ltd
(785) 841-4434
2701 W 6Th St
Lawrence, KS
 
Sunset Mortgage Company Lp
(913) 369-3076
521 E 4Th St
Tonganoxie, KS
 
US Bank - Main @ 900 Mass Office
(785) 865-0200
900 Massachusetts St
Lawrence, KS
Drive Up Hours
Mon 08:00 am to 07:00 pm
Tue 08:00 am to 07:00 pm
Wed 08:00 am to 07:00 pm
Thur 08:00 am to 07:00 pm
Fri 08:00 am to 07:00 pm
Sat 08:00 am to 12:00 pm

Intrust Bank Lawrence
(785) 830-2600
901 Vermont Street
Lawrence, KS
 
Midwest Home Mortgage Ltd
(785) 842-2443
1501 Kasold Dr
Lawrence, KS
 
Mid America Bank
(785) 594-2100
802 Ames
Baldwin City, KS
 
Home Quest Mortgage LLC
(785) 863-3399
301 Jefferson
Oskaloosa, KS
 
Douglas County Bank
(785) 865-7610
31st & Iowa
LAWRENCE, KS
Services
Mortgage Brokers

U S Bank Subsidiaries And Divisions Mortgage
(785) 865-0233
900 Massachusetts Street
Lawrence, KS
 
Opinion Corner
People in Kansas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 30%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 37%
Other: 12%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 75%
I own my home outright: 0%
I have no idea: 0%
Other: 12%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 12%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 25%
Yes, they were slightly affected: 37%
Yes, they were significantly affected/drained: 37%
Source: Survey.com