Home Refinancing Layton UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

America West Bank
(801) 927-6600
1010 N Hillfield Road
Layton, UT
 
Truepointe Mortgage
(801) 774-5300
1558 Woodland Park Dr Ste 400
Layton, UT
 
First Greensboro Home Equity Inc
(801) 547-5050
476 W Heritage Pk Blvd Ste 104
Layton, UT
 
Republic Mortgage Home Loans LLC
(801) 776-1131
880 Heritage Park Blvd Ste 130
Layton, UT
 
Coventry Mortgage Of Utah Inc
(801) 497-0756
225 N Adamswood Rd
Layton, UT
 
Ivory Mortgage Corp
(801) 825-4705
1544 N Woodland Park Drive
Layton, UT
 
First Horizon Home Loan Corporation
(801) 927-1100
920 Heritage Park Blvd Ste 210
Layton, UT
 
Atlas Home Mortgage Corporation
(801) 444-9999
26 N Main St Ste A
Layton, UT
 
Barnes Banking Company
(801) 546-8336
849 W Hill Field Rd
Layton, UT
 
Liberty Mortgage And Investment Inc
(801) 497-9908
1398 N Hillfield Rd Ste 2
Layton, UT
 
Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com