Home Refinancing Lebanon MO

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mid-missouri Bank
(417) 588-1000
278 N Jefferson Ave
Lebanon, MO
Bank of America - Lebanon Main
(417) 532-3184
104 North Jefferson
Lebanon, MO
Banking Center
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-3
Tuesday 9-3
Wednesday 9-3
Thursday 9-3
Friday 9-5
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8-6
Tuesday 8-6
Wednesday 8-6
Thursday 8-6
Friday 8-6
Saturday 8-12
Sunday Closed

Bank of America
(417) 532-3184
104 North Jefferson Avenue
Mortgage Brokers

Allstar Independent Insurance Agency Lebanon
(417) 532-5800
2011 South Jefferson Avenue
Lebanon, MO
Irwin Mortgage Corporation
(417) 533-8900
117 East Elm Street
Mortgage Brokers

Nichols Insurance
(417) 532-7402
261 East 6th Street
Lebanon, MO
Farm Credit Services of Missouri
(417) 588-5828
281 South Jefferson Avenue Suite G
Mortgage Brokers

Heights Finance Corporation
(417) 533-7681
1659 South Jefferson Avenue
Mortgage Brokers

Mid America Mortgage Services Inc
(417) 532-1827
679 West Elm Street Suite 5
Mortgage Brokers

Yourside Mortgage
(417) 588-4008
409 Brook Street
Mortgage Brokers

Opinion Corner
People in Missouri shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 35%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 16%
I have some equity in my home: 62%
I own my home outright: 12%
I have no idea: 8%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 38%
I have tried but have not been successful: 23%
No: 38%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 25%
Source: Survey.com