Home Refinancing Lebanon OR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Allied Home Mortgage Capital Corporation
(542) 589-6560
300 Market St
Lebanon, OR
 
Pacific Residential Mortgage LLC
(541) 791-2612
2405 14Th Ave Se Ste A
Albany, OR
 
Sierra Pacific Mortgage
(541) 812-1099
250 Broadalbin Street Sw
Albany, OR
 
Osu Federal Your Community Credit Union
(541) 258-1575
2600 South Santiam Highway Suite A
Lebanon, OR
 
Countrywide Home Loans
(541) 258-6654
566 South Main Street
LEBANON, OR
Services
Mortgage Brokers

U.s. Financial Mortgage Corporation
(541) 259-6560
29250 Speasl Rd
Lebanon, OR
 
Mann Mortgage LLC
(541) 928-5300
1115 Santiam Hwy Se
Albany, OR
 
Chase Bank
(541) 258-3154
75 E Grant St
Lebanon, OR
Type
Freestanding
Office Hours
Mon:9:00-6:00
Tues:9:00-6:00
Wed:9:00-6:00
Thurs:9:00-6:00
Fri:9:00-6:00
Sat:9:00-1:00
Sun:closed

Mission Hills Mortgage
(541) 259-4076
Lebanon, OR
 
US Bank - Lebanon - Southgate Office
(541) 258-2137
2856 S Santiam Hwy
Lebanon, OR
Drive Up Hours
Mon 08:30 am to 06:00 pm
Tue 08:30 am to 06:00 pm
Wed 08:30 am to 06:00 pm
Thur 08:30 am to 06:00 pm
Fri 08:30 am to 06:00 pm

Opinion Corner
People in Oregon shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 52%
Rent: 36%
Other: 12%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 16%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 40%
I own my home outright: 10%
I have no idea: 20%
Other: 10%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 11%
No: 44%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 40%
Yes, they were significantly affected/drained: 30%
Source: Survey.com