Home Refinancing Lebanon OR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

U.s. Financial Mortgage Corporation
(541) 259-6560
29250 Speasl Rd
Lebanon, OR
 
Sierra Pacific Mortgage
(541) 812-1099
250 Broadalbin Street Sw
Albany, OR
 
Mann Mortgage LLC
(541) 928-5300
1115 Santiam Hwy Se
Albany, OR
 
Schumacher Corporation
(541) 451-4468
992 South Williams Street
Lebanon, OR
 
Wells Fargo - Lebanon
(541) 259-7125
809 S Main St
Lebanon, OR
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 10:00 AM-02:00 PM
Sun Closed

Allied Home Mortgage Capital Corporation
(542) 589-6560
300 Market St
Lebanon, OR
 
Pacific Residential Mortgage LLC
(541) 791-2612
2405 14Th Ave Se Ste A
Albany, OR
 
Oregon Dream Mortgage
(541) 259-6677
589 South 2nd Street
Lebanon, OR
 
Lighthouse Lending
(541) 259-6677
Lebanon, OR
 
Umpqua Bank
(541) 434-2982
101 E Grant St
Lebanon, OR
 
Opinion Corner
People in Oregon shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 52%
Rent: 36%
Other: 12%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 16%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 40%
I own my home outright: 10%
I have no idea: 20%
Other: 10%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 11%
No: 44%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 40%
Yes, they were significantly affected/drained: 30%
Source: Survey.com