Home Refinancing Lewiston ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ark-la-tex Financial Services LLC
(214) 420-2741
3715 15Th St
Lewiston, ID
 
Mann Mortgage LLC
(208) 743-1005
247 Thain Rd
Lewiston, ID
 
Banner Bank
(509) 758-3388
749 Sixth Street
Clarkston, WA
 
Mann Mortgage
(208) 743-1005
247 Thain Road Suite 104
LEWISTON, ID
Services
Mortgage Brokers

Zions Bank Lewistonorchards Office
(208) 746-0151
3506 12th Street
Lewiston, ID
 
Zions First National Bank
(208) 746-1382
141 9Th St Ste 2
Lewiston, ID
 
Firstbank Northwest
(208) 743-4621
920 Main St
Lewiston, ID
 
US Bank - Orchards Office
(208) 743-1897
1900 19th Ave
Lewiston, ID
Languages
Spanish
Drive Up Hours
Mon 08:30 am to 06:00 pm
Tue 08:30 am to 06:00 pm
Wed 08:30 am to 06:00 pm
Thur 08:30 am to 06:00 pm
Fri 08:30 am to 06:00 pm
Sat 09:00 am to 03:00 pm

Countrywide Home Loans
(208) 743-0549
301 D Street
LEWISTON, ID
Services
Mortgage Brokers

Potlatch No 1 Federal Credit Union
(208) 746-8900
654 Southway Avenue
LEWISTON, ID
Services
Mortgage Brokers

Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com