Home Refinancing Lewiston ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ark-la-tex Financial Services LLC
(214) 420-2741
3715 15Th St
Lewiston, ID
 
Firstbank Northwest
(208) 743-4621
920 Main St
Lewiston, ID
 
Banner Bank
(509) 758-3388
749 Sixth Street
Clarkston, WA
 
Wells Fargo Home Mortgage
(208) 799-6271
868 Main Street
LEWISTON, ID
Services
Mortgage Brokers

Americanwest Bank
(208) 743-0456
2201 Thain Grade
LEWISTON, ID
Services
Mortgage Brokers

Zions First National Bank
(208) 746-1382
141 9Th St Ste 2
Lewiston, ID
 
Mann Mortgage LLC
(208) 743-1005
247 Thain Rd
Lewiston, ID
 
Mann Mortgage Llc
(208) 743-1005
247 Thain Rd
Lewiston, ID
 
Primelending A Plainscapital Company
(208) 746-7128
514 Thain Rd Ste A
Lewiston, ID
 
Citifinancial
(208) 743-9466
2270 Thain Grade
LEWISTON, ID
Services
Mortgage Brokers

Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com