Home Refinancing Logan UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Cache Valley Bank
(801) 753-3020
101 North Main
Logan, UT
 
First Horizon Home Loan Corporation
(435) 792-4600
45 E 200 N
Logan, UT
 
Meridias Capital Inc
(435) 232-4478
453 W 225 S
Providence, UT
 
US Bank - Logan Smith's Office
(435) 753-9549
175 E 442 N
Logan, UT
Languages
Spanish

Republic Mortgage
(435) 753-1800
135 South Main Street Suite 200
LOGAN, UT
Services
Mortgage Brokers

Usu Community Federal Credit Union
(801) 753-4080
198 North Main
Logan, UT
 
Republic Mortgage Home Loans LLC
(435) 753-1800
135 S Main St Ste 200
Logan, UT
 
Professional Mortgage Inc
(435) 753-5200
575 E 1400 N Ste 100
Logan, UT
 
Wind River Band
(435) 787-9400
Logan, UT
 
Washington Federal Savings
(435) 753-8010
399 North Main Street Floor 1ST
LOGAN, UT
Services
Mortgage Brokers

Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com