Home Refinancing Logan UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Usu Community Federal Credit Union
(801) 753-4080
198 North Main
Logan, UT
 
Republic Mortgage Home Loans LLC
(435) 753-1800
135 S Main St Ste 200
Logan, UT
 
Meridias Capital Inc
(435) 232-4478
453 W 225 S
Providence, UT
 
US Bank - Logan Smith's Office
(435) 753-9549
175 E 442 N
Logan, UT
Languages
Spanish

Zions Bank - Banking- Pioneer Office
(435) 750-0236
460 North Main Street
LOGAN, UT
Services
Mortgage Brokers

Cache Valley Bank
(801) 753-3020
101 North Main
Logan, UT
 
First Horizon Home Loan Corporation
(435) 792-4600
45 E 200 N
Logan, UT
 
Professional Mortgage Inc
(435) 753-5200
575 E 1400 N Ste 100
Logan, UT
 
Centennial Bank
(435) 792-3071
270 North Main Street
LOGAN, UT
Services
Mortgage Brokers

Cache Title Company
(435) 753-2467
233 North Main Street
Logan, UT
 
Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com