Home Refinancing London KY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Cumberland Valley Natl Bank Tr
(606) 878-7010
4Th Main Street
London, KY
 
Hometown Bank Of Corbin Inc
(606) 528-2000
1030 Cumberland Falls Highway
Corbin, KY
 
Union National Bank And Trust
(606) 546-5143
202 North Main Street
Barbourville, KY
 
Allied Home Mortgage Corporation
(606) 878-6000
583 W Laurel Rd Ste 4
London, KY
 
Mortgage Max
(606) 862-6623
356 N McWhorter St
LONDON, KY
Services
Mortgage Brokers

Central Financial Services Inc
(606) 862-4433
498 S Laurel Road
London, KY
 
Tri County Mortgage Co
(606) 523-1076
207 N. Main Street
Corbin, KY
 
Bb And T Branch London
(606) 878-7646
840 Whitley Street
London, KY
 
Ark-La-Tex Financial Services Llc
(606) 862-0909
830 S Main St Ste 1
London, KY
 
Mortgage Place
(606) 877-1595
908 West 5th Street Suite 111
LONDON, KY
Services
Mortgage Brokers

Opinion Corner
People in Kentucky shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 40%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 60%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 50%
I own my home outright: 10%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 11%
I have tried but have not been successful: 22%
No: 66%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 20%
Source: Survey.com