Home Refinancing Long Island City NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Citibank Na
(212) 793-5880
399 Park Avenue 3Rd Floor
New York, NY
 
Robbins And Lloyd Mortgage Corp
(212) 213-5120
347 Fifth Avenue Suite 1506
New York, NY
 
Federal Home Loan Bank
(212) 441-6851
101 Park Avenue 5Th Floor
New York, NY
 
New York State Urban Development Corp
(212) 803-3510
633 Third Avenue
New York, NY
 
Intercontinental Capital Group Inc
(212) 503-2409
511 5Th Ave Fl 11
New York, NY
 
Metropolitan Funding Corp
(212) 983-1500
6 East 45Th Street Ste 201
New York, NY
 
Foxx Capital Funding Inc
(718) 726-8181
34 03 Broadway
Astoria, NY
 
New York State Hsg Fin Agcy
(212) 688-4000
641 Lexington Ave
New York, NY
 
Manhattan Mortgage Co Inc
(212) 593-4343
555 Madison Avenue 14Th Floor
New York, NY
 
Jp Morgan Hlthcre And Hsng Funding Corp
(212) 270-7928
270 Park Avenue Floor 48
New York, NY
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com