Home Refinancing Louisville KY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wells Fargo Bank Na
(502) 459-7997
6100 Dutchmans Ln
Louisville, KY
 
Challenge Financial Investors Corp
(502) 259-9801
2915 Frankfort Ave Ste D
Louisville, KY
 
Cgb Agri Financial Services Inc
(502) 721-9446
2209 River Rd
Louisville, KY
 
Stock Yards Bank Mortgage Company
(502) 582-2571
1040 E Main Street
Louisville, KY
 
Kentucky Credit Union League
(502) 459-8023
3615 Newburg Rd
Louisville, KY
 
Old National Bank
(502) 452-9993
6040 Dutchmans Ln Ste 150
Louisville, KY
 
Van Dyk Mortgage Corporation
(502) 259-9801
2915 Frankfort Ave
Louisville, KY
 
Statewide Home Mortgage Inc
(502) 810-9805
200 Highrise Drive Ste 254
Louisville, KY
 
Home123 Corporation
(502) 899-9080
950 Breckenridge Ln Ste 220
Louisville, KY
 
First Meridian Mortgage Corporation
(866) 511-3949
756 S First Street Ste 200
Louisville, KY
 
Opinion Corner
People in Kentucky shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 40%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 60%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 50%
I own my home outright: 10%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 11%
I have tried but have not been successful: 22%
No: 66%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 20%
Source: Survey.com