Home Refinancing Lubbock TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Primewest Mortgage Corporation
(806) 788-0817
3405 22Nd Street
Lubbock, TX
 
Siwell Inc
(806) 796-7231
4212 50Th Street
Lubbock, TX
 
United Mortgage Corp
(800) 462-4862
300 University Ave
Lubbock, TX
 
West Texas Mortgage Ltd
(806) 784-3204
4924 South Loop 289 Suite 102
Lubbock, TX
 
City Bank
(806) 780-5461
5815 82Nd St Ste 120
Lubbock, TX
 
Bank Of America Na Charlotte
(325) 374-8210
1901 University Ave
Lubbock, TX
 
Lubbock Housing Finance Corp
(806) 745-9559
3212 Avenue Q
Lubbock, TX
 
Gateway Mortgage Group LLC
(806) 687-0907
4920 S Loop 289 Ste 201
Lubbock, TX
 
American State Bank
(806) 793-3311
5122 82Nd Street
Lubbock, TX
 
Peoples Bank
(806) 794-0044
5820 82Nd St
Lubbock, TX
 
Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com