Home Refinancing Madera CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Golden Empire Mortgage Inc
(559) 320-0466
1200 Maple St # 106
Madera, CA
 
U.s. Financial Mortgage Corporation
(559) 674-7669
1834 Howard Rd Ste H
Madera, CA
 
Sierra Pacific Home Loans Inc
(559) 224-3300
7480 N Palm Ave Ste 103
Fresno, CA
 
Universal American Mortgage Co
(559) 435-2899
7676 N Palm Ave Ste 108
Fresno, CA
 
Educational Employees Credit Union
(209) 437-7768
2222 W Shaw Avenue
Fresno, CA
 
American Pacific Mortgage
(559) 664-1930
1609 Howard Rd
Madera, CA
 
First Point Mortgage Inc
(559) 674-2000
16114 Road 26
Madera, CA
 
Lenhill Mortgage Inc
(559) 228-3008
2491 W Shaw #114
Fresno, CA
 
Comunity Lending Inc
(559) 244-0350
1571 W Shaw Ave
Fresno, CA
 
Mid Valley Financial Services
(559) 432-8221
2560 W Shaw Avenue Suite 104
Fresno, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com