Home Refinancing Manhattan KS

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Kaw Valley State Bank And Tr Co
(913) 456-2025
1015 Kaw Valley Park Circle
Wamego, KS
Riggs Jerry Insurance
(785) 776-4588
1115 Westport Drive Suite D
Manhattan, KS
Charlson And Wilson Bonded Abstracters Closing Office
(785) 537-2900
1213 Hylton Heights Road Suite 121
Manhattan, KS
Jim Sipes Insurance
(785) 539-1511
1325 Poyntz Avenue
Manhattan, KS
First Bank
(785) 537-0200
701 Poyntz Avenue
Mortgage Brokers

Central National Bank
(785) 238-4114
100 Rimrock Road
Junction City, KS
Intrust Bank Manhattan
(785) 565-5440
2706 Anderson Avenue
Manhattan, KS
Frontier Farm Credit
(785) 776-6931
2401 North Seth Child Road
Mortgage Brokers

First National Bank of Wamego
(785) 539-8322
7860 East USHighway 24
Mortgage Brokers

Gross Ins
(785) 776-4709
105 S 4th St
Manhattan, KS
Opinion Corner
People in Kansas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 30%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 37%
Other: 12%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 75%
I own my home outright: 0%
I have no idea: 0%
Other: 12%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 12%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 25%
Yes, they were slightly affected: 37%
Yes, they were significantly affected/drained: 37%
Source: Survey.com