Home Refinancing Manhattan KS

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Kaw Valley State Bank And Tr Co
(913) 456-2025
1015 Kaw Valley Park Circle
Wamego, KS
 
Frontier Farm Credit
(785) 776-6931
2401 North Seth Child Road
MANHATTAN, KS
Services
Mortgage Brokers

Landmark National Bank
(785) 565-2000
701 Poyntz Ave
Manhattan, KS
 
Charlson And Wilson Bonded Abstracters Title Office
(785) 565-4800
111 North 4th Street
Manhattan, KS
 
Countrywide Home Loans
(785) 539-1812
1312 Westloop Place
MANHATTAN, KS
Services
Mortgage Brokers

Central National Bank
(785) 238-4114
100 Rimrock Road
Junction City, KS
 
First Bank
(785) 537-0200
701 Poyntz Avenue
MANHATTAN, KS
Services
Mortgage Brokers

First National Bank of Wamego
(785) 539-8322
7860 East USHighway 24
MANHATTAN, KS
Services
Mortgage Brokers

Farmers Insurance Financial Services
(785) 776-9382
2044 Tuttle Creek Boulevard
Manhattan, KS
 
Intrust Bank Manhattan
(785) 565-5440
2706 Anderson Avenue
Manhattan, KS
 
Opinion Corner
People in Kansas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 30%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 37%
Other: 12%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 75%
I own my home outright: 0%
I have no idea: 0%
Other: 12%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 12%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 25%
Yes, they were slightly affected: 37%
Yes, they were significantly affected/drained: 37%
Source: Survey.com