Home Refinancing Medford OR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Rogue Federal Credit Union
(541) 858-7320
1093 Royal Court
Medford, OR
 
Navigators Mortgage LLC
(541) 773-9380
3539 Heathrow Way Ste 108
Medford, OR
 
Loan Correspondents Inc
(541) 292-2156
2621 Whittle Ave Ste 4
Medford, OR
 
Ameribanc Corporation
(541) 779-7779
670 Superior Ct Ste 104
Medford, OR
 
Gateway Business Bank
(541) 773-1853
3709 Citation Way # 102
Medford, OR
 
American Pacific Mortgage
(541) 858-2003
503 W. 11Th Street
Medford, OR
 
Rw Cox And Associates LLC
(541) 773-3131
502 West Main Street Ste 101
Medford, OR
 
Premierwest Bank
(541) 773-7127
1457 E Mcandrews Rd Ste C
Medford, OR
 
Gmac Mortgage LLC
(541) 770-2727
1322 E. Mcandrews Rd.#101
Medford, OR
 
Redwood Financial Services Inc
(541) 779-5100
1249 N Riverside Ave
Medford, OR
 
Opinion Corner
People in Oregon shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 52%
Rent: 36%
Other: 12%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 16%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 40%
I own my home outright: 10%
I have no idea: 20%
Other: 10%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 11%
No: 44%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 40%
Yes, they were significantly affected/drained: 30%
Source: Survey.com