Home Refinancing Meridian ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Academy Mortgage Corporation
(208) 672-9777
3235 E Overland Rd
Meridian, ID
 
Mortgage West LLC
(303) 282-7777
1519 N Main St
Meridian, ID
 
Lighthouse Home Loans Inc
(208) 846-9500
660 E Franklin Rd Ste 160
Meridian, ID
 
Ark-la-tex Financial Services LLC
(208) 288-1410
370 N Linder Rd
Meridian, ID
 
Ptf Financial Corp
(208) 888-4288
3451 E Copper Point Way Ste 10
Meridian, ID
 
Action Mortgage
(800) 815-9744
2300 S Eagle Rd
Meridian, ID
 
First Horizon Home Loan Corporation
(208) 884-7500
3515 E Overland Rd
Meridian, ID
 
Home Mortgage Resources Inc
(208) 884-5678
2076 S Eagle Road
Meridian, ID
 
Community Lender Inc
(208) 895-0026
1220 N Meridian Rd Ste B
Meridian, ID
 
Idaho Banking Company
(208) 378-1013
2965 E Tarpon Dr Ste 150
Meridian, ID
 
Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com