Home Refinancing Mesa AZ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

National City Bank
(480) 545-3420
1630 S Stapley Dr Ste 225
Mesa, AZ
 
Stratford Financial Lp
(480) 633-6481
1620 S Stapley Dr Ste 226
Mesa, AZ
 
Morgan Financial Inc
(480) 926-4600
4115 E Valley Auto Dr Ste 101
Mesa, AZ
 
Sun American Mortgage Co
(480) 832-4343
4140 E Baseline Road Suite 206
Mesa, AZ
 
K Hovnanian American Mortgage LLC
(800) 616-8183
4140 E Baseline Rd Ste 101
Mesa, AZ
 
Atlas Mortgage Funding Corporation
(480) 775-8883
1237 S Val Vista Dr
Mesa, AZ
 
Alliance Home Mortgage Inc
(480) 962-4800
840 E Mckellips Road #106
Mesa, AZ
 
Central Pacific Mortgage Co
(602) 762-5626
4111 E Valley Auto Dr Ste 201
Mesa, AZ
 
Pointbank Na
(480) 355-1399
4856 E Baseline Rd Ste 104
Mesa, AZ
 
Homequest Mortgage LLC
(480) 464-2400
1128 E Greenway Suite 102
Mesa, AZ
 
Opinion Corner
People in Arizona shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 54%
Rent: 45%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 10%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 26%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 44%
I own my home outright: 11%
I have no idea: 5%
Other: 5%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 18%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 15%
Source: Survey.com