Home Refinancing Mobile AL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amstar Mortgage Corporation
(251) 445-0786
601 Belaire Blvd Ste 307
Mobile, AL
Family First Mortgage Corp
(251) 471-4370
2504 Dauphin Street Ste L
Mobile, AL
First Choice Funding Inc
(251) 342-9992
5613 Cottage Hill Rd
Mobile, AL
Whitney National Bank
(334) 665-1619
25 N Beltline Hwy
Mobile, AL
Countrywide Mortgage Ventures LLC
(251) 605-1263
6316 Piccadilly Square Dr # B
Mobile, AL
Amsouth Bank
(251) 434-3330
3250 Airport Blvd Ste F1
Mobile, AL
(251) 431-7800
100 St Joseph Street
Mobile, AL
Seminole Funding Inc
(251) 709-1746
5359 Saticoy Dr
Mobile, AL
Magnolia Mortgage Company LLC
(334) 660-5025
1550 S University Blvd
Mobile, AL
Sunset Mortgage Company Lp
(251) 662-7770
4430 Government Blvd Ste B-100
Mobile, AL
Opinion Corner
People in Alabama shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 70%
Rent: 30%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 21%
I am living paycheck to paycheck: 28%
I have eliminated some of my expenses in order to keep my home: 28%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 7%
I have some equity in my home: 71%
I own my home outright: 7%
I have no idea: 14%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 38%
No: 30%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 14%
Yes, they were significantly affected/drained: 35%
Source: Survey.com