Home Refinancing Modesto CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Central Pacific Mortgage Co
(209) 544-7040
3300 Tully Road Ste B 6
Modesto, CA
Ambeck Mortgage Associates
(209) 521-4480
3421 Tully Road Ste A
Modesto, CA
Comunity Lending Inc
(209) 578-1495
1031 Mchenry Ave Ste 11
Modesto, CA
Countrywide Home Loans Inc
(209) 550-5640
3440 Mchenry Avenue Ste E-14
Modesto, CA
Gateway Business Bank
(209) 526-5840
1729 Tully Rd Ste 6A
Modesto, CA
Stearns Lending Inc
(209) 579-7770
1101 Sylvan Ave Ste B12
Modesto, CA
Bank Of America Na Charlotte
(209) 549-5313
810 Standiford Ave
Modesto, CA
Guarantee Pacific Mortgage LLC
(209) 526-5156
1101 Sylvan Ave Suite A-1
Modesto, CA
Organized Labor Credit Union
(209) 527-8731
2112 Mchenry Ave
Modesto, CA
Modesto Cma Inc
(209) 524-6000
1217 Standiford Ave
Modesto, CA
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com