Home Refinancing Modesto CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ambeck Mortgage Associates
(209) 521-4480
3421 Tully Road Ste A
Modesto, CA
 
Organized Labor Credit Union
(209) 527-8731
2112 Mchenry Ave
Modesto, CA
 
Ark-la-tex Financial Services LLC
(209) 765-5436
1700 Standiford Ave Ste 130
Modesto, CA
 
Mr. Thomas K. Thorson (RFC®), CEP, CSA, LUTCF
(209) 522-0250
1101 Standiford Ave., Suite C-2
Modesto, CA
Company
Thorson Financial Estate Management, Inc.
Qualifications
Education: BA
Years of Experience: 23
Membership
IARFC, NAIFA
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Healthcare Accounts, Charitable Foundations, Asset Protection, Compensation Plans

Data Provided by:
Joe L Dutra Jr Inc
(209) 544-7060
1500 Standiford Ave Bldg 1
Modesto, CA
 
Modesto Cma Inc
(209) 524-6000
1217 Standiford Ave
Modesto, CA
 
Countrywide Home Loans Inc
(209) 550-5640
3440 Mchenry Avenue Ste E-14
Modesto, CA
 
Stearns Lending Inc
(209) 579-7770
1101 Sylvan Ave Ste B12
Modesto, CA
 
Central Pacific Mortgage Co
(209) 544-7040
3300 Tully Road Ste B 6
Modesto, CA
 
Carrollton Mortgage Co
(888) 730-5200
121 E Orangeburg Ave Ste 1
Modesto, CA
 
Data Provided by:
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com