Home Refinancing Montgomery AL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Synovus Mortgage Corp
(334) 244-4421
4121 Carmichael Rd Ste 202
Montgomery, AL
 
M And T Mortgage Corporation
(334) 213-2700
700 Interstate Park Dr
Montgomery, AL
 
Alabama Housing Finance Auth
(334) 244-9200
2000 Interstate Pk Dr Ste 408
Montgomery, AL
 
Sunset Mortgage Company Lp
(334) 240-1783
3093 Carter Hill Rd
Montgomery, AL
 
Banktrust Of Alabama
(334) 396-1000
4290 Carmichael Road
Montgomery, AL
 
Mr. Larry C. Ransburgh (RFC®), MBA
(334) 230-6347
3025 Brevard Ave
Montgomery, AL
Qualifications
Education: MBA - FinanceBS - Business EconomicsCertificate in Financial Planning - Kaplan UniversitySeries 6, 7, 66Life and Health Insurance
Years of Experience: 12
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, Precious Metals, CD Banking, Life Insurance, Charitable Planning, Education Plan, Charitable Foundations, BuySell, Compensation Plans

Data Provided by:
Alliance Financial Services LLC
(334) 262-0050
1738 West Third Street
Montgomery, AL
 
First Mortgage Group Inc
(334) 277-9144
4770 Woodmere Blvd
Montgomery, AL
 
Teachers Retirement System Al
(205) 832-4140
135 South Union St
Montgomery, AL
 
Hilton Mortgage Corporation Ii
(205) 265-0999
540 S Perry St
Montgomery, AL
 
Data Provided by:
Opinion Corner
People in Alabama shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 70%
Rent: 30%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 21%
I am living paycheck to paycheck: 28%
I have eliminated some of my expenses in order to keep my home: 28%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 7%
I have some equity in my home: 71%
I own my home outright: 7%
I have no idea: 14%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 38%
No: 30%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 14%
Yes, they were significantly affected/drained: 35%
Source: Survey.com