Home Refinancing New Orleans LA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Bank And Trust
(504) 586-2773
909 Poydras St Ste 100
New Orleans, LA
 
Finance Authority Of New Orleans
(504) 524-5533
618 Baronne Street
New Orleans, LA
 
Johnson Mortgage Corporation
(504) 821-4999
2714 Canal Street Suite 507
New Orleans, LA
 
Whitney National Bank
(504) 838-6400
228 St Charles Avenue
New Orleans, LA
 
First Service Mortgage Inc
(404) 761-1111
320 N. Carrollton Ave. #102
New Orleans, LA
 
Premier Mortgage Funding Inc
(504) 488-0003
4833 Conti St Ste 103
New Orleans, LA
 
Eustis Mortgage Corporation
(504) 586-0075
1100 Poydras St
New Orleans, LA
 
United Bank And Trust Company
(504) 827-0060
2714 Canal Street
New Orleans, LA
 
Column Guaranteed LLC
(504) 585-0590
701 Poydras St Ste 310
New Orleans, LA
 
Dryades Savings Bank Fsb
(504) 598-7200
233 Carondelet St # 200
New Orleans, LA
 
Opinion Corner
People in Louisiana shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 44%
Rent: 41%
Other: 13%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 53%
I have eliminated some of my expenses in order to keep my home: 7%
It has not affected me: 38%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 46%
I own my home outright: 23%
I have no idea: 30%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 30%
No: 40%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 16%
Source: Survey.com