Home Refinancing New York NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Real Estate Mortgage Network Inc
(212) 268-4900
143 W 29Th St Fl 3
New York, NY
 
Intercontinental Capital Group Inc
(212) 503-2409
511 5Th Ave Fl 11
New York, NY
 
New York Urbn Servicing Co Inc
(212) 527-7100
225 W 34Th St Suite 2100
New York, NY
 
Community Preservation Corp
(212) 869-5300
28 E 28Th St 9Th Floor
New York, NY
 
Bear Stearns Funding Inc
(518) 587-2472
383 Madison Avenue
New York, NY
 
Jp Morgan Hlthcre And Hsng Funding Corp
(212) 270-7928
270 Park Avenue Floor 48
New York, NY
 
Metropolitan Funding Corp
(212) 983-1500
6 East 45Th Street Ste 201
New York, NY
 
Robbins And Lloyd Mortgage Corp
(212) 213-5120
347 Fifth Avenue Suite 1506
New York, NY
 
First American Mortgage Trust
(800) 698-5626
347 W 36Th St Rm 1000
New York, NY
 
Emigrant Bank
(000) 000-0000
5 East 42Nd Street 7Th Floor
New York, NY
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com