Home Refinancing O Fallon MO

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Global Mortgage Inc
(636) 410-6471
933 Main Plaza Dr
Wentzville, MO
 
Premier Mortgage Funding Inc
(636) 442-5088
4135 Mexico Rd
Saint Peters, MO
 
Enterprise Bank & Trust
(314) 926-3900
300 St Peters Centre Blvd
Saint Peters, MO
 
Primelending A Plainscapital Company
(636) 922-0050
221 First Executive Ave
Saint Peters, MO
 
Homeowners Mortgage Services LLC
(636) 916-4242
4600 Mexico Rd
Saint Peters, MO
 
The Mortgage Store Inc
(636) 332-8736
12526 Veterans Memorial Pkwy
Wentzville, MO
 
Amstar Mortgage Corporation
(636) 352-0838
1286 Jungermann Rd
Saint Peters, MO
 
Franklin Bank Ssb
(877) 365-1699
300 First Executive Ave Ste B
Saint Peters, MO
 
Challenge Financial Investors Corp
(636) 939-9312
60 Gailwood Dr Ste A
Saint Peters, MO
 
American Lending Group Inc
(636) 279-2185
22 Richmond Center Ct
Saint Peters, MO
 
Opinion Corner
People in Missouri shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 35%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 16%
I have some equity in my home: 62%
I own my home outright: 12%
I have no idea: 8%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 38%
I have tried but have not been successful: 23%
No: 38%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 25%
Source: Survey.com