Home Refinancing Oceanside CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Streamline Marketing Inc
(760) 435-9890
1906 Oceanside Blvd Ste Y
Oceanside, CA
 
Windsor Capital Mortgage Corp
(760) 439-5243
2110 S Coast Highway Ste-H
Oceanside, CA
 
Ark-la-tex Financial Services LLC
(760) 754-8368
1017 S Coast Hwy
Oceanside, CA
 
Universal American Mortgage Co
(760) 918-7780
1525 Faraday Ave Ste 140
Carlsbad, CA
 
Dhi Mortgage Company Ltd
(760) 929-0024
5963 La Place Ct Ste 300
Carlsbad, CA
 
Fullerton Mortgage And Escrow
(619) 966-3632
501 Mission Ave
Oceanside, CA
 
Winchester Funding Group Inc
(760) 774-2389
323 N Coast Hwy Ste A
Oceanside, CA
 
American Unified Mortgage Inc
(760) 806-1500
4630 North Avenue #A
Oceanside, CA
 
Ryland Mortgage Co
(760) 931-4466
5740 Fleet St Ste 220
Carlsbad, CA
 
Colonial Savings Fa
(760) 929-9296
5950 La Place Court #105
Carlsbad, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com