Home Refinancing Odessa TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First National Bank Of Midland
(432) 550-3555
4015 Jbs Pkwy
Odessa, TX
 
Extraco Mortgage Corporation
(432) 550-2800
3754 Fern Cir
Odessa, TX
 
Community National Bank
(432) 699-0834
1609 N Midland Dr
Midland, TX
 
Western National Bank
(432) 570-4181
508 West Wall Suite 1000
Midland, TX
 
Citifinancial
(432) 368-7954
1524 North Grandview Avenue
ODESSA, TX
Services
Mortgage Brokers

Home123 Corporation
(432) 550-3070
4555 E University Blvd Ste D5
Odessa, TX
 
American Homefront Mortgage Inc
(432) 552-9000
3815 E 52Nd St
Odessa, TX
 
Van M. Pearcy (RFC®), MBA
(432) 683-0000
2020 West Cuthbert Avenue
Midland, TX
Company
Van Pearcy Financial Services
Qualifications
Years of Experience: 23
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, Mortgage Loans, Precious Metals, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Charitable Planning, BuySell, Compensation Plans

Data Provided by:
First National Bank Of Midland
(432) 687-9101
123 N Colorado St
Midland, TX
 
Dominion Mortgage
(432) 580-6644
825 John Ben Shepperd Park
ODESSA, TX
Services
Mortgage Brokers

Data Provided by:
Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com