Home Refinancing Ogden UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of Utah
(801) 409-5000
2605 Washington Blvd
Ogden, UT
 
Go Loans Usa Inc
(801) 394-8600
205 26Th St Ste 21
Ogden, UT
 
Primary Residential Mortgage Inc
(801) 564-5363
5734 S 1475 E # 200A
Ogden, UT
 
Guffey Home Loans Inc
(801) 479-0999
978 Chambers Street Ste 3
Ogden, UT
 
Executive Funding Inc
(801) 622-0466
1740 Combe Rd
Ogden, UT
 
Sunset Mortgage Company Lp
(801) 627-0916
3520 Lincoln Ave Ste 4
Ogden, UT
 
Jpmorgan Chase Bank Na
(801) 479-0330
5926 S. Fashion Point Dr. #110
South Ogden, UT
 
Vanguard Mortgage & Title Inc
(801) 479-0999
987 Chambers St # 3
Ogden, UT
 
Village Mortgage Inc
(801) 627-8888
3852 S Washington Blvd Ste C
South Ogden, UT
 
First Horizon Home Loan Corporation
(801) 476-6400
5974 Fashion Point Dr Ste 130
Ogden, UT
 
Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com