Home Refinancing Ogden UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Sunset Mortgage Company Lp
(801) 627-0916
3520 Lincoln Ave Ste 4
Ogden, UT
 
Bank Of Utah
(801) 409-5000
2605 Washington Blvd
Ogden, UT
 
Republic Mortgage Home Loans LLC
(801) 479-0600
1483 E Ridgeline Dr Ste 200
Ogden, UT
 
Countrywide Home Loans Inc
(801) 479-1244
4335 Harrison Blvd - Suite E3
Ogden, UT
 
Amerimortgage Inc
(801) 476-0200
968 Chambers St Ste 2
Ogden, UT
 
Go Loans Usa Inc
(801) 394-8600
205 26Th St Ste 21
Ogden, UT
 
Valley Fort Capital LLC
(801) 394-9454
4300 Harrison Blvd Ste 2
Ogden, UT
 
Sun Valley Mortgage Services LLC
(801) 621-0580
3550 Harrison Blvd
Ogden, UT
 
Goldenwest Credit Union
(801) 621-4550
5025 Adams Ave
Ogden, UT
 
North Star Mortgage Corp
(801) 779-9200
3755 Washington Blvd Ste D
Ogden, UT
 
Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com