Home Refinancing Ogden UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of Utah
(801) 409-5000
2605 Washington Blvd
Ogden, UT
 
Sunset Mortgage Company Lp
(801) 627-0916
3520 Lincoln Ave Ste 4
Ogden, UT
 
Sun Valley Mortgage Services LLC
(801) 621-0580
3550 Harrison Blvd
Ogden, UT
 
America First Federal Credit Union
(800) 999-3961
4646 S 1500 W Ste 140
Ogden, UT
 
Intermountain Industries Inc
(801) 612-1600
5137 S 1500 W
Ogden, UT
 
Go Loans Usa Inc
(801) 394-8600
205 26Th St Ste 21
Ogden, UT
 
Axiom Financial LLC
(801) 479-0088
6033 S Fashion Point Dr #110
South Ogden, UT
 
Hometown Mortgage Team Inc
(801) 479-4663
1483 E Ridgeline Dr Ste 220
South Ogden, UT
 
Executive Funding Inc
(801) 622-0466
1740 Combe Rd
Ogden, UT
 
Countrywide Home Loans Inc
(801) 479-1244
4335 Harrison Blvd - Suite E3
Ogden, UT
 
Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com