Home Refinancing Olympia WA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Washington Mortgage Lenders Association
(360) 943-9205
PO Box 141
Olympia, WA
 
Heritage Bank
(360) 943-1500
201 5Th Ave Sw
Olympia, WA
 
Acceptance Capital Mortgage Corporation
(360) 438-8663
1601 Cooper Point Rd Nw
Olympia, WA
 
Allied Home Mortgage Capital Corporation
(360) 352-0237
2637 12Th Ct Sw
Olympia, WA
 
Anchor Savings Bank
(206) 459-5250
601 Woodland Square Lp Se
Lacey, WA
 
Washington State Employees Cu
(206) 943-7911
400 East Union
Olympia, WA
 
Barrett And Kashmar LLC
(360) 491-8340
2413 Pacific Ave Se Ste B
Olympia, WA
 
Countrywide Home Loans Inc
(360) 709-2500
1540 Cooper Point Rd Sw Ste 35
Olympia, WA
 
Home123 Corporation
(360) 357-2210
4200 6Th Ave Se Ste 305
Lacey, WA
 
Venture Bank
(360) 413-6630
130 Marvin Road
Lacey, WA
 
Opinion Corner
People in Washington shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 58%
Rent: 41%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 4%
I am living paycheck to paycheck: 34%
I have eliminated some of my expenses in order to keep my home: 34%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 22%
I have some equity in my home: 50%
I own my home outright: 13%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 52%
I have tried but have not been successful: 31%
No: 15%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 21%
Source: Survey.com