Home Refinancing Orem UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Castle Rock Financial Services LLC
(801) 224-1031
568 West 800 North Suite 204
Orem, UT
 
Securitynational Mortgage Company
(801) 426-3680
595 W. 800 N.
Orem, UT
 
Primelending A Plainscapital Company
(801) 221-1001
1438 E 820 N
Orem, UT
 
Family First Federal Credit Union
(801) 225-6080
175 East 200 South
Orem, UT
 
Chase Financial Mortgage Corp
(801) 375-4119
359 East 1200 South
Orem, UT
 
Countrywide Home Loans Inc
(801) 235-9762
432 W 800 N Ste J
Orem, UT
 
First Federal Mortgage Inc
(801) 224-1888
1875 South State Str Ste 1200
Orem, UT
 
American Heritage Mortgage LLC
(801) 437-4577
727 N 1550 E # 475
Orem, UT
 
First Colony Mortgage Corp
(801) 226-7456
1320 S 740 E
Orem, UT
 
Advantage Lending LLC
(801) 426-5500
507 South Orem Blvd
Orem, UT
 
Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com