Home Refinancing Owensboro KY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Liberty Financial Group LLC
(270) 685-2085
3000 Alvey Park Dr W Ste 9
Owensboro, KY
 
Us Bank Na
(270) 689-7530
4801 Frederica -West B
Owensboro, KY
 
Bayrock Mortgage Corporation
(866) 846-5570
1100 Walnut St Ste 200
Owensboro, KY
 
Kentucky Association of Mortgage Professionals / Brokers
(270) 929-2836
P.O. Box 1641
Owensboro, KY 
 
H And H Financial Group LLC
(812) 490-1600
8922 Ruffian Ln
Newburgh, IN
 
Shelter Mortgage Company LLC
(270) 684-0639
4215 Bentree Drive
Owensboro, KY
 
Green River Housing Corporation
(270) 926-4433
3860 Us Highway 60 West
Owensboro, KY
 
Dewitt Mortgage Group Inc
(270) 684-2049
410 Southtown Boulevard
Owensboro, KY
 
Star Mortgage Inc
(812) 858-5455
8988 Ruffian Lane
Newburgh, IN
 
Gulf States Mortgage Corporation
(888) 407-1211
4299 Wynbrooke Ct
Newburgh, IN
 
Opinion Corner
People in Kentucky shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 40%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 60%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 50%
I own my home outright: 10%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 11%
I have tried but have not been successful: 22%
No: 66%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 20%
Source: Survey.com