Home Refinancing Oxnard CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Pacific First Bancorp Mortgage Corp
(805) 988-3636
405 E Esplanade Drive Ste-100
Oxnard, CA
 
Gmac Mortgage LLC
(805) 981-8600
1889 Rice Avenue #102
Oxnard, CA
 
First Magnus Financial Corp
(805) 981-3990
300 Esplanade Dr Ste 1640
Oxnard, CA
 
Bank Of America Na Charlotte
(805) 654-6619
1130 S Victoria Ave
Ventura, CA
 
Gmac Mortgage LLC
(805) 656-6736
801 S. Victoria Avenue
Ventura, CA
 
Jolu Inc
(805) 604-9995
221 West Gonzalez Road
Oxnard, CA
 
Mortech Group Inc
(805) 278-0616
300 Esplanade Drive Suite 820
Oxnard, CA
 
Gmm Mortgage Co
(805) 483-0165
4011 Saviers Road
Oxnard, CA
 
United Pacific Mortgage
(805) 644-2199
3200 Telegraph Road #205
Ventura, CA
 
Stauffers Brokerage Inc
(805) 654-0733
3585 Maple St Suite 140
Ventura, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com