Home Refinancing Paducah KY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Regions Bank
(270) 441-1454
100 S 4Th St
Paducah, KY
 
Banterra Bank Of Marion
(270) 443-6116
2928 Park Ave Ste A
Paducah, KY
 
Cornerstone Mortgage
(888) 219-1796
Po Box 659
Paducah, KY
 
U S Bank Home Mortgage
(270) 575-5310
333 Broadway Street Ofc
PADUCAH, KY
Services
Mortgage Brokers

US Bank - Reidland Road Office
(270) 898-5110
5531 Reidland Rd
Paducah, KY
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 06:00 pm

First Horizon Home Loan Corporation
(502) 442-9929
3160 Parisa Dr
Paducah, KY
 
Midcountry Bank
(618) 524-2174
522 Market St
Metropolis, IL
 
First National Bank Branch Offices Lone Oak Office
(270) 554-1748
3445 Lone Oak Road
Paducah, KY
 
US Bank - Washington Street Office
(270) 415-7840
325 Washington St
Paducah, KY
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 06:00 pm

Us Bank Na
(270) 575-5509
333 Broadway St
Paducah, KY
 
Opinion Corner
People in Kentucky shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 40%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 60%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 50%
I own my home outright: 10%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 11%
I have tried but have not been successful: 22%
No: 66%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 20%
Source: Survey.com