Home Refinancing Panama City Beach FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Vision Bank
(850) 636-4942
16911 Panama City Beach Pkwy
Panama City Beach, FL
 
A Better Way Mortgage & Financial Servic
(850) 522-4078
2101 Northside Dr Unit 304
Panama City, FL
 
Countrywide Home Loans Inc
(850) 784-7801
622 West 23Rd Street
Panama City, FL
 
Branch Banking And Trust Co
(850) 769-4334
645 N Highway 231
Panama City, FL
 
Regions Bank
(850) 872-7131
144 Harrison Ave
Panama City, FL
 
Trustmark National Bank
(850) 230-9800
7522 Front Beach Rd
Panama City Beach, FL
 
Peoples First Community Bank
(850) 770-7370
1022 W 23Rd St
Panama City, FL
 
Tyndall Federal Credit Union
(850) 769-9999
909 East 23Rd Street
Panama City, FL
 
Slm Financial Corp
(850) 767-7000
1002 Arthur Dr
Lynn Haven, FL
 
Prosperity Bank St Augustine
(850) 763-2171
2606 S Highway 77
Lynn Haven, FL
 
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com