Home Refinancing Pasadena TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Shell Federal Credit Union
(713) 844-1100
301 E 13Th Street
Deer Park, TX
 
Primelending A Plainscapital Company
(281) 990-8100
16055 Space Center Blvd Ste 25
Houston, TX
 
Amstar Mortgage Corporation
(281) 481-9040
10851 Scarsdale Blvd Ste 800
Houston, TX
 
Plus4 Credit Union
(713) 970-6200
6055 South Loop East
Houston, TX
 
Stone Mortgage Corporation
(281) 335-1577
1730 Nasa Road One Ste 109
Houston, TX
 
Davis-penn Mortgage Co
(281) 481-2400
12621 Featherwood Suite 290
Houston, TX
 
Dhi Mortgage Company Ltd
(281) 286-0111
16055 Space Center Blvd Ste 17
Houston, TX
 
Ctx Mortgage Company LLC
(281) 333-1020
18333 Egret Bay Blvd Ste 111
Houston, TX
 
Hometrust Mortgage Company
(281) 338-2200
711 W Bay Area Blvd Ste 1
Webster, TX
 
Fairfield Financial Mortgage Group
(713) 921-3571
5537 Harrisburg Blvd
Houston, TX
 
Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com