Home Refinancing Paterson NJ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Premier Home Mortgage Inc
(973) 523-0505
482 Mcbride Ave
Paterson, NJ
 
Hogar Mortgage And Financial Services In
(973) 684-1384
141 Crooks Ave
Paterson, NJ
 
Mortgage Plus Inc
(973) 614-1919
105 1St St
Clifton, NJ
 
Citizens Mortgage Corp
(201) 398-0800
26-01 Pellack Drive
Fair Lawn, NJ
 
Sunset Mortgage Company Lp
(973) 772-2808
3-5 Village Sq E Ste C
Clifton, NJ
 
Mortgage Amenities Corp
(973) 904-1933
354 Totwa Avenue
Patterson, NJ
 
First Jersey Mortgage Srvs Inc
(973) 772-2211
217 Lakeview Avenue
Clifton, NJ
 
Exclusive Home Mortgage Inc
(973) 942-1310
397 Haledon Ave
Haledon, NJ
 
Professional Mtg Serv Of Centl Fl Incorp
(888) 231-3131
795 Clifton Avenue
Clifton, NJ
 
First Laridian Mortgage Co Inc
(201) 398-1333
440 Market St
Elmwood Park, NJ
 
Opinion Corner
People in New Jersey shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 32%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 18%
It has not affected me: 27%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 51%
I own my home outright: 7%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 43%
No: 27%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 46%
Yes, they were significantly affected/drained: 20%
Source: Survey.com