Home Refinancing Pearl City HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Class Mortgage LLC
(808) 455-3133
719 Kamehameha Hwy Ste B102
Pearl City, HI
 
First Magnus Financial Corp
(808) 484-7999
98-211 Pali Momi St Ste 103
Aiea, HI
 
Allied Home Mortgage Capital Corporation
(808) 676-7333
94-673 Kupuohi St Ste C205
Waipahu, HI
 
House Of Finance
(808) 847-8493
1810 N King Street Suite A
Honolulu, HI
 
Hawaii National Bank
(808) 528-7711
45 N King Street 3Rd Floor
Honolulu, HI
 
Libertystreet Financial Group
(808) 485-8000
99-195 Ohekani Loop
Aiea, HI
 
Desert Valley Mortgage
(808) 488-3385
98 - 1247 Kaahumanu St Ste 107
Aiea, HI
 
First Magnus Financial Corp
(808) 627-1310
95-390 Kuahelani Ave Ste 2A
Mililani, HI
 
Citizens Mortgage Corp
(808) 678-1600
1101 N King Street
Honolulu, HI
 
Hawaii Association of Mortgage Brokers
PO Box 1074
Honolulu, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com