Home Refinancing Pensacola FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Landmark Mortgage Corporation
(850) 472-0346
522 N W St Ste L
Pensacola, FL
 
New South Federal Savings Bank
(850) 477-6121
113 S Alcaniz St
Pensacola, FL
 
First Federal Bank
(850) 202-5656
201 E. Government St. Ste 33
Pensacola, FL
 
Dhi Mortgage Company Ltd
(205) 822-7899
700 S Palafox St Ste 100
Pensacola, FL
 
Synovus Mortgage Corp
(850) 436-4608
400 W Garden St
Pensacola, FL
 
Whitney National Bank
(904) 432-2481
101 West Garden Street
Pensacola, FL
 
Countrywide Home Loans Inc
(850) 430-4280
89 S Alcaniz St Ste B
Pensacola, FL
 
First Gulf Bank
(205) 583-3293
201 North Palafox St
Pensacola, FL
 
Nv Mortgage Inc
(850) 465-0660
423 N Baylen St
Pensacola, FL
 
Acceptance Capital Mortgage Corporation
(850) 469-4800
528 W Garden St Ste 4
Pensacola, FL
 
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com