Home Refinancing Peru IN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

American National Mortgage Cor
(574) 732-0100
300 E Broadway Ste 407
Logansport, IN
 
Dunnjenkins Abstract Limited
(765) 473-6136
16 East 5th Street
Peru, IN
 
Wells Fargo - Peru Main
(765) 473-6661
12 N Broadway
Peru, IN
Type
Branch
Office Hours
Mon-Fri 08:30 AM-06:00 PM
Sat 08:30 AM-02:00 PM
Sun Closed

Americantrust Federal Savings Bank
(765) 472-1991
20 West 5th Street
PERU, IN
Services
Mortgage Brokers

Wells Fargo Home Mortgage
(765) 473-6661
12 North Broadway
PERU, IN
Services
Mortgage Brokers

First National Bank
(317) 459-3911
101 W Sycamore St
Kokomo, IN
 
Accurate Mortgage
(765) 688-5626
1525 West Hoosier Boulevard
PERU, IN
Services
Mortgage Brokers

Wabash Valley Abstract Co Inc
(765) 472-4351
2 North Broadway
Peru, IN
 
Midwest Financial Services LLC
(765) 475-0436
402 North Broadway
PERU, IN
Services
Mortgage Brokers

American Mortgage Services
(765) 689-8217
1200 Kiddyhawk Suite 206
PERU, IN
Services
Mortgage Brokers

Opinion Corner
People in Indiana shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 56%
Rent: 40%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 52%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 14%
Other: 9%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 19%
I have some equity in my home: 47%
I own my home outright: 14%
I have no idea: 19%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 22%
I have tried but have not been successful: 44%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 23%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 42%
Source: Survey.com