Home Refinancing Pierre SD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bankwest Inc
(605) 224-7391
420 S Pierre St
Pierre, SD
 
South Dakota Hsng Dev Auth
(605) 773-3181
221 S Central
Pierre, SD
 
First National Bank
(605) 399-0990
125 W Sioux Ave
Pierre, SD
 
Home Federal Bank
(605) 224-5817
322 Coteau Street
PIERRE, SD
Services
Mortgage Brokers

South Dakota Hsng Dev Auth
(605) 773-3181
3060 E Elizabeth St
Pierre, SD
 
South Dakota Mortgage Bankers Association
(800) 726-7322
PO Box 1081
Pierre, SD
 
American State Bank Pierre
(605) 224-9233
700 E. Sioux Ave
Pierre, SD
 
Bankwest
(605) 301-4881
420 S Pierre St
Pierre, SD
 
Wells Fargo - Pierre
(605) 945-3000
333 E Sioux Ave
Pierre, SD
Type
Branch
Office Hours
Mon-Fri 07:30 AM-05:30 PM
Sat 09:00 AM-01:00 PM
Sun Closed

Bw Financial
(605) 224-7392
Pierre, SD
 
Opinion Corner
People in South Dakota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 25%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 66%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 33%
Source: Survey.com