Home Refinancing Pocatello ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of Idaho
(208) 232-5242
1230 Yellowstone Ave
Pocatello, ID
 
Advanced Mortgage Inc
(208) 478-8600
475 Yellowstone Ave Ste J
Pocatello, ID
 
Citizens Community Bank
(208) 232-5373
280 S Arthur
Pocatello, ID
 
Idaho Central Credit Union
(208) 234-6300
544 East Benton Street
POCATELLO, ID
Services
Mortgage Brokers

Universal American Mortgage Co Llc
(208) 233-3245
2043 E Center St
Pocatello, ID
 
First Horizon Home Loan Corporation
(208) 237-0030
420 S 4Th Ave
Pocatello, ID
 
Zions First National Bank
(208) 233-1326
253 S Main St
Pocatello, ID
 
Idaho Central Credit Union
(208) 239-3000
4425 Burley Dr
Pocatello, ID
 
Advantage Plus Federal Credit Union
(208) 232-7711
2133 E Center St
Pocatello, ID
 
U S A Lending Group
(208) 233-4084
690 Yellowstone Avenue
POCATELLO, ID
Services
Mortgage Brokers

Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com