Home Refinancing Pocatello ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of Idaho
(208) 232-5242
1230 Yellowstone Ave
Pocatello, ID
 
First Horizon Home Loan Corporation
(208) 237-0030
420 S 4Th Ave
Pocatello, ID
 
Citizens Community Bank
(208) 232-5373
280 S Arthur
Pocatello, ID
 
Wells Fargo - Yellowstone
(208) 233-8180
950 Yellowstone Ave
Pocatello, ID
Type
Branch
Office Hours
Mon-Fri 09:30 AM-06:00 PM
Sat 10:00 AM-04:00 PM
Sun Closed

James Insurance
(208) 232-5856
840 East Alameda Road Suite B
Pocatello, ID
 
Advanced Mortgage Inc
(208) 478-8600
475 Yellowstone Ave Ste J
Pocatello, ID
 
Zions First National Bank
(208) 233-1326
253 S Main St
Pocatello, ID
 
Idaho Central Credit Union
(208) 239-3000
4425 Burley Dr
Pocatello, ID
 
Wells Fargo - Pocatello Eastside
(208) 235-3369
751 E Clark St
Pocatello, ID
Type
Branch
Office Hours
Mon-Thu 09:30 AM-05:00 PM
Fri 09:30 AM-06:00 PM
Sat-Sun Closed

Eagle Home Mortgage Llc
(208) 233-3245
2043 E Center St
Pocatello, ID
 
Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com