Home Refinancing Portland OR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mortgage Only LLC
(503) 232-6659
1235 Se Morrison St Ste 1000
Portland, OR
 
Bank Of The West
(503) 225-1616
401 Sw 5Th Ave
Portland, OR
 
Homestreet Bank
(503) 827-7991
1618 Sw First Ave Ste 305
Portland, OR
 
Summit Mortgage Corporation
(503) 223-6166
5331 Sw Macadam Avenue Ste 228
Portland, OR
 
Charter Capital Corporation
(808) 543-8324
715 Sw Morrison Suite-800
Portland, OR
 
Guarantee Mortgage Corporation
(503) 243-2674
111 Sw 5Th Ave Ste 2625
Portland, OR
 
Loansource Funding LLC
(503) 380-8412
506 Sw 6Th Street Suite 802
Portland, OR
 
Portland Developmnt Commission
(503) 823-3200
1900 Sw Fourth Avenue Ste 7000
Portland, OR
 
Americahomekey Inc
(503) 224-5435
4380 Sw Macadam Avenue Ste 510
Portland, OR
 
Wells Fargo Bank Na
(503) 353-4858
5100 Sw Macadam Ave Fl 5
Portland, OR
 
Opinion Corner
People in Oregon shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 52%
Rent: 36%
Other: 12%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 16%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 40%
I own my home outright: 10%
I have no idea: 20%
Other: 10%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 11%
No: 44%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 40%
Yes, they were significantly affected/drained: 30%
Source: Survey.com