Home Refinancing Portland OR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Loansource Funding LLC
(503) 380-8412
506 Sw 6Th Street Suite 802
Portland, OR
 
Mortgage Only LLC
(503) 232-6659
1235 Se Morrison St Ste 1000
Portland, OR
 
American Pacific Mortgage
(503) 595-1600
805 Sw Broadway Ste 182
Portland, OR
 
First Horizon Home Loan Corporation
(503) 916-0065
5100 Sw Macadam Ave Ste 400
Portland, OR
 
Dhi Mortgage Company Ltd
(503) 219-2353
4380 Sw Macadam Ave Ste 100
Portland, OR
 
Guarantee Mortgage Corporation
(503) 243-2674
111 Sw 5Th Ave Ste 2625
Portland, OR
 
Bank Of The West
(503) 225-1616
401 Sw 5Th Ave
Portland, OR
 
Pacific Northwest Mortgage Inc
(503) 224-4564
4640 Sw Macadam Ave Suite 260
Portland, OR
 
Portland Developmnt Commission
(503) 823-3200
1900 Sw Fourth Avenue Ste 7000
Portland, OR
 
Mortgage Trust Inc
(503) 282-5626
4386 Sw Macadam Ave Ste 401
Portland, OR
 
Opinion Corner
People in Oregon shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 52%
Rent: 36%
Other: 12%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 16%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 40%
I own my home outright: 10%
I have no idea: 20%
Other: 10%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 11%
No: 44%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 40%
Yes, they were significantly affected/drained: 30%
Source: Survey.com