Home Refinancing Portsmouth VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Johnson Mortgage Co LLC
(757) 638-3100
3030 Tyre Neck Rd.
Portsmouth, VA
 
Challenge Financial Investors Corp
(757) 622-8900
555 Fenchurch St Ste 303
Norfolk, VA
 
Southern Trust Mortgage LLC
(757) 518-0700
150 Boush Street Suite 400
Norfolk, VA
 
American Nationwide Mortgage Company Inc
(757) 469-0020
1216 Granby St Ste 21
Norfolk, VA
 
Wachovia Mortgage Corporation
(757) 488-2700
2612 Taylor Road
Chesapeake, VA
 
First Horizon Home Loan Corporation
(757) 222-1234
520 W 21St St Ste 200
Norfolk, VA
 
New Providence Mortgage LLC
(757) 233-9749
150 Boush St Ste 400
Norfolk, VA
 
Suntrust Mortgage Inc
(757) 624-5426
150 W Main St
Norfolk, VA
 
Providence One Inc
(757) 518-8202
816 Norview Ave
Norfolk, VA
 
Specturm Funding Corporation
(757) 466-0940
909 Glenrock Road
Norfork, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com