Home Refinancing Poughkeepsie NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gmac Mortgage LLC
(914) 298-1788
1299 Route 9
Wappinger Falls, NY
 
First Horizon Home Loan Corporation
(845) 563-3900
725 Route 9
Fishkill, NY
 
First Financial Equities Inc
(845) 564-9000
1450 Route 300 Bldg 2
Newburgh, NY
 
Bny Mortgage Company LLC
(800) 677-9095
700 Corporate Blvd
Newburgh, NY
 
Mortgageit Inc
(845) 567-0030
1279 Route 300
Newburgh, NY
 
Countrywide Mortgage Ventures LLC
(845) 226-1010
2537 Route 52 Ste 11
Hopewell Junction, NY
 
Wells Fargo Bank Na
(845) 440-2300
1399 Route 52
Fishkill, NY
 
First Horizon Home Loan Corporation
(845) 563-3900
1 Corwin Ct Ste 101
Newburgh, NY
 
Ctx Mortgage Company LLC
(914) 564-5500
6 Jeanne Dr
Newburgh, NY
 
Ulster Savings Bank
(914) 338-6322
180 Schwenk Drive
Kingston, NY
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com