Home Refinancing Prescott AZ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wallick And Volk Inc
(928) 708-0118
3767 Karicio Lane
Prescott, AZ
 
Loan Emporium Inc
(928) 445-7979
3250 Gateway Blvd Ste 148
Prescott, AZ
 
Guarantee Mortgage Corporation
(928) 443-9274
172 E Merritt St Ste D
Prescott, AZ
 
Home123 Corporation
(928) 445-8652
615 E Gurley St
Prescott, AZ
 
First Magnus Financial Corp
(928) 759-2145
3681 N Robert Rd
Prescott Valley, AZ
 
First Magnus Financial Corp
(928) 776-4414
624 W Gurley St
Prescott, AZ
 
Countrywide Home Loans Inc
(520) 541-9170
1046 Willow Creek Rd Ste 119
Prescott, AZ
 
Summit Bank
(928) 778-6648
122 N Cortez St Ste 100
Prescott, AZ
 
Wallick And Volk Inc
(928) 636-7390
317 Market Place
Chino Valley, AZ
 
Wells Fargo Home Mortgage
(928) 778-7665
1781 East State Route 69
PRESCOTT, AZ
Services
Mortgage Brokers

Opinion Corner
People in Arizona shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 54%
Rent: 45%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 10%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 26%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 44%
I own my home outright: 11%
I have no idea: 5%
Other: 5%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 18%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 15%
Source: Survey.com