Home Refinancing Quincy MA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Colonial Federal Savings Bank
(617) 471-0750
15 Beach Street
Quincy, MA
 
Radius Financial Group Inc
(781) 742-6500
1200 Crown Colony Dr Fl 7
Quincy, MA
 
Consumer Home Mortgage Corp Of America
(617) 773-2100
60 Mcgrath Highway
Quincy, MA
 
Infinity Mortgage Company Inc
(617) 328-2020
406 Willard Street
Quincy, MA
 
Bank Of America Na Charlotte
(617) 770-2693
440 Hancock St
Quincy, MA
 
Primary Residential Mortgage Inc
(617) 786-8776
1233R Hancock St
Quincy, MA
 
Gmac Mortgage LLC
(617) 328-3370
1250 Hancock Street
Quincy, MA
 
Consolidated Mortgage Srvs Inc
(617) 479-1971
2300 Crown Colony Dr. Ste203
Quincy, MA
 
Ctx Mortgage Company LLC
(800) 272-6704
2 Pine Hill Dr
Quincy, MA
 
Lehi Mortgage Services Inc
(617) 657-6795
1073 Hancock St Ste 401
Quincy, MA
 
Opinion Corner
People in Massachusetts shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 38%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 7%
I am living paycheck to paycheck: 32%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 20%
Other: 2%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 63%
I own my home outright: 9%
I have no idea: 9%
Other: 6%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 32%
I have tried but have not been successful: 29%
No: 38%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 38%
Yes, they were significantly affected/drained: 30%
Source: Survey.com