Home Refinancing Raleigh NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Southeastern Mortgage Corporation
(919) 571-2505
4001 Barrett Dr Ste 101
Raleigh, NC
 
North State Bank
(919) 855-9925
6200 Falls Of Neuse Road
Raleigh, NC
 
Capital Mortgage Corp
(919) 212-1450
3200 Wake Forest Road Ste 202
Raleigh, NC
 
Home123 Corporation
(919) 227-3822
4700 Falls Of Neuse Rd Ste 345
Raleigh, NC
 
North Carolina Association of Mortgage Professionals
(919) 783-0767
3901 Barrett Dr., Suite 202
Raleigh, N.C.
 
Integrated Mortgage Strategies Ltd
(919) 256-6380
4700 Six Forks Road Ste 130
Raleigh, NC
 
American Mortgage Home Inc
(919) 789-8300
309 West Millbrook Rd Ste 131
Raleigh, NC
 
Pulte Mortgage LLC
(919) 816-1199
801 Corporate Center Dr Ste 11
Raleigh, NC
 
Capital Bank
(919) 645-3485
333 Fayetteville St
Raleigh, NC
 
Countrywide Home Loans Inc
(919) 755-3330
4011 Westchase Blvd Ste 290
Raleigh, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com