Home Refinancing Raleigh NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Equity Services Inc
(919) 870-8107
5711 Six Forks Rd Ste 201
Raleigh, NC
 
National City Bank
(919) 848-2117
5510 Six Forks Rd Ste 107
Raleigh, NC
 
North Carolina Bankers Association
(919) 781-7979
PO Box 1999
Raleigh, NC
 
Coastal Federal Credit Union
(919) 420-8111
333 St Albans Drive
Raleigh, NC
 
First Citizens Bank And Tr Co
(828) 696-7566
239 Fayetteville Street Mall
Raleigh, NC
 
Fm Lending Services Inc
(919) 785-4331
1000 St Albans Dr Suite 400
Raleigh, NC
 
American Mortgage Home Inc
(919) 789-8300
309 West Millbrook Rd Ste 131
Raleigh, NC
 
Suntrust Mortgage Inc
(919) 870-6500
5942B Six Forks Rd
Raleigh, NC
 
Primary Residential Mortgage Inc
(919) 571-0771
3356 Six Forks Road
Raleigh, NC
 
Weststar Mortgage Corp Inc
(919) 789-9907
4000 Westchase Blvd Ste 190
Raleigh, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com