Home Refinancing Raleigh NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

North Carolina Association of Mortgage Professionals
(919) 783-0767
3901 Barrett Dr., Suite 202
Raleigh, N.C.
 
National City Bank
(919) 848-2117
5510 Six Forks Rd Ste 107
Raleigh, NC
 
Universal American Mortgage Co LLC
(919) 865-1810
1201 Edwards Mill Rd Ste 301
Raleigh, NC
 
North Carolina Bankers Association
(919) 781-7979
PO Box 1999
Raleigh, NC
 
Cunningham And Company
(919) 872-3939
4030 Wake Forest Rd Ste 300
Raleigh, NC
 
J And C Investment Properties Corp
(919) 539-6885
312 W Millbrook Road Ste-241
Raleigh, NC
 
Comunity Lending Inc
(919) 848-8991
300 W Millbrook Rd Ste 201
Raleigh, NC
 
Southbank Fsb
(919) 510-6733
4601 Six Forks Rd Ste 127
Raleigh, NC
 
Countrywide Home Loans Inc
(919) 755-3330
4011 Westchase Blvd Ste 290
Raleigh, NC
 
Homeq Servicing Corporation
(919) 852-8057
1100 Corporate Center Drive
Raleigh, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com