Home Refinancing Raleigh NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Universal American Mortgage Co LLC
(919) 865-1810
1201 Edwards Mill Rd Ste 301
Raleigh, NC
 
Bank Of America Na Charlotte
(919) 829-6990
4800 Six Forks Rd
Raleigh, NC
 
North State Bank
(919) 855-9925
6200 Falls Of Neuse Road
Raleigh, NC
 
Southeastern Mortgage Corporation
(919) 571-2505
4001 Barrett Dr Ste 101
Raleigh, NC
 
M-i Financial Corp
(919) 829-9330
1511 Sunday Dr Ste 112
Raleigh, NC
 
Suntrust Mortgage Inc
(919) 870-6500
5942B Six Forks Rd
Raleigh, NC
 
Southern States Mortgage Company Inc
(919) 785-7176
4016 Barrett Dr Ste 203
Raleigh, NC
 
Downtown Housing Improve Corp
(919) 832-4345
113 S Wilmington St
Raleigh, NC
 
Coastal Federal Credit Union
(919) 420-8111
333 St Albans Drive
Raleigh, NC
 
Capital Bank
(919) 645-3485
333 Fayetteville St
Raleigh, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com