Home Refinancing Raleigh NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

M-i Financial Corp
(919) 829-9330
1511 Sunday Dr Ste 112
Raleigh, NC
 
Sunset Mortgage Company Lp
(919) 395-8030
6200 Falls Of Neuse Rd Ste 200
Raleigh, NC
 
Southbank Fsb
(919) 510-6733
4601 Six Forks Rd Ste 127
Raleigh, NC
 
Universal American Mortgage Co LLC
(919) 865-1810
1201 Edwards Mill Rd Ste 301
Raleigh, NC
 
American Mortgage Home Inc
(919) 789-8300
309 West Millbrook Rd Ste 131
Raleigh, NC
 
Comunity Lending Inc
(919) 848-8991
300 W Millbrook Rd Ste 201
Raleigh, NC
 
Cunningham And Company
(919) 872-3939
4030 Wake Forest Rd Ste 300
Raleigh, NC
 
Affiliated Mortgage LLC
(919) 881-9994
3700 Computer Drive Suite 100
Raleigh, NC
 
Nations Home Funding Inc
(919) 877-0022
4700 Falls Of The Neuse Road
Raleigh, NC
 
Southern States Mortgage Company Inc
(919) 785-7176
4016 Barrett Dr Ste 203
Raleigh, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com