Home Refinancing Raleigh NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Workingmans Mortgage Inc
(919) 341-3168
4020 Wake Forest Rd Ste 306
Raleigh, NC
 
American Mortgage Home Inc
(919) 789-8300
309 West Millbrook Rd Ste 131
Raleigh, NC
 
Coastal Federal Credit Union
(919) 420-8111
333 St Albans Drive
Raleigh, NC
 
Fidelity And Trust Mortgage Inc
(919) 232-5151
3921 Sunset Ridge Rd Ste 201
Raleigh, NC
 
North Carolina Bankers Association
(919) 781-7979
PO Box 1999
Raleigh, NC
 
Flagstar Bank Fsb
(919) 334-9748
900 Ridgefield Dr Ste 210
Raleigh, NC
 
North State Bank
(919) 855-9925
6200 Falls Of Neuse Road
Raleigh, NC
 
Capital Bank
(919) 645-3485
333 Fayetteville St
Raleigh, NC
 
Capital Mortgage Corp
(919) 212-1450
3200 Wake Forest Road Ste 202
Raleigh, NC
 
Universal American Mortgage Co LLC
(919) 865-1810
1201 Edwards Mill Rd Ste 301
Raleigh, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com