Home Refinancing Rapid City SD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Green Tree Servicing LLC
(605) 355-7000
1400 Turbine Drive
Rapid City, SD
 
Pioneer Bank - Trust
(605) 341-2265
2001 W Omaha St
Rapid City, SD
 
Premier Home Mortgage Inc
(605) 716-7373
1220 Mount Rushmore Rd Ste 2
Rapid City, SD
 
Rapid City Telco Fed Credit Union
(605) 342-8522
811 E St Andrew Street
Rapid City, SD
 
Dacotah Bank
(605) 394-9000
125 Main St
Rapid City, SD
 
Financial Freedom Senior Funding Corp
(605) 348-1364
1160 Duffer Dr
Rapid City, SD
 
Allied Home Mortgage Capital Corporation
(605) 718-4300
731 Saint Joseph St Ste 240
Rapid City, SD
 
Cu Mortgage Direct LLC
(605) 721-0675
625 Flormann St
Rapid City, SD
 
First Western Federal Savings Bank
(605) 341-1203
402 Main Street
Rapid City, SD
 
Pioneer Bank - Trust
(605) 341-2265
2001 West Omaha
Rapid, SD
 
Opinion Corner
People in South Dakota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 25%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 66%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 33%
Source: Survey.com